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Financials · NYSE NYSE · AXP

American Express

$324.69 +$4.03 +1.24% CLOSE 09.11.26 AFTER HOURS $325.11
Convergence score
3.9 / 5.0 BULLISH
+0.0 vs last report
Overall valuation
Fairly Valued
Aggregated across multiple horizons
Consensus target (12mo)
$375.08 +15.5%
Range $315.00 — $450.00
Sector
Financials
NYSE · Tracked daily
Today's snapshot

Where the signals stand.

REPORT 09.11.26
UV Convergence Score
REPORT 09.11.26
3.9
/ 5.0
BULLISH
Consensus signal A
4.0
Consensus signal B
4.0
Consensus signal D
4.0
Analyst average
3.7
Multi-signal aggregate How CSR works →
Day Range
$322.21 – $326.00
52W Range
$290.97 – $387.49
Volume
1.9M
Avg Vol
2.9M
Mkt Cap
$219.27B
P/E
19.70
EPS (TTM)
$16.48
Div Yield
1.18%
Beta
1.05
Today's convergence

Convergence score sits at 3.9 with overall valuation reading as fairly valued. Drivers across the horizons inform the aggregate. Open the deep dives for valuation, analyst, or financial detail.

Valuation
Fairly Valued
CSR direction
BULLISH
Last close
$324.69
Sector
Financials
Valuation
Three horizons
UPDATED 09.11.26
Short term
0–3 MO
No target —
Medium term
3–12 MO
$373+15.0% Buy
Long term
12–36 MO
$290.89-10.4% Fairly Valued
Open valuation →
Analysts
Coverage & consensus
3 PANELS
Mean target (12mo)
$375.08 +15.5%
RANGE $315.00 — $450.00
Analyst consensus
Consensus rating Buy
Blended score 3.9 / 5
Analysts tracked 79
Open analysts →
Financials
Key metrics
LATEST
P/E
19.70
EPS (TTM)
$16.48
Mkt Cap
$219.27B
Div Yield
1.18%
Beta
1.05
52W Range
$290.97 – $387.49
Open financials →
Reports
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Valuation breakdown

Three horizons, one consensus.

UPDATED 09.11.26
Short term
0–3 MO
—
Consensus target
No target available
Medium term
3–12 MO
Buy
Consensus target
$373 +15.0%
RANGE $315 – $415
$315NOW $324.69$415

12-month analyst consensus target across covering brokerages.

Long term
12–36 MO
Fairly Valued
Consensus target
$290.89 -10.4%

UVStocks in-house sector-relative valuation model.

Signal breakdown

What’s driving the score.

EACH SIGNAL RATED 1.0 — 5.0
Top-level breakdown
Valuation: PE Ratio: 19.70PEG Ratio: -DE Ratio: -
Free Cash Flow: -PB Ratio: -PS Ratio: -Dividend: $0.95
Analyst coverage

Blended analyst consensus & targets.

3 PANELS · UPDATED 09.11.26
Analyst consensus RATING · SCORE · PANELS · ANALYSTS
Rating Blended score Panels Analysts
Buy 3.9 3 79
Price targets LOW · MEAN · MEDIAN · HIGH · UPSIDE
Coverage Low Mean Median High Upside
All panels $315.00 $375.08 $382.00 $450.00 +15.5%
Rating distribution STRONG BUY · BUY · HOLD · SELL · STRONG SELL
Coverage SB B H S SS
All panels 6 21 25 2 0
Rating trend CURRENT VS 1M / 2M / 3M
Period Rating Avg Analysts
Current — — —
1 Mo Ago — — —
2 Mo Ago — — —
3 Mo Ago — — —
Most recent analyst action LATEST DESK ACTION
Date
8/12/2026
Firm
Piper Sandler
Action
Boost Target
Rating
Overweight
Target
$405.00
Related links
Financials

Full financial snapshot.

UPDATED 09.11.26
Quote snapshot 15 FIELDS
Prev Close
$320.71
Open
$324.97
Day Low
$322.21
Day High
$326.00
Bid
$324.40
Ask
$325.50
52W Low
$290.97
52W High
$387.49
50D Avg
$340.42
200D Avg
$336.81
Volume
1.9M
Avg Vol
2.9M
10D Avg Vol
2.3M
52W Change
-1.41%
S&P 52W Change
15.30%
Valuation ratios 10 FIELDS
P/E (TTM)
19.70
P/E (Fwd)
16.10
PEG (Fwd)
1.30
P/S
3.09
P/B
6.39
Book Value
$50.78
EV/Revenue
3.28
EV/EBITDA
—
Mkt Cap
219.27B
Enterprise Val
232.61B
Profitability & returns 6 FIELDS
Profit Margin
16.14%
Gross Margin
62.34%
Operating Margin
20.32%
EBITDA Margin
0.00%
Return on Assets
3.79%
Return on Equity
34.38%
Growth 3 FIELDS
Revenue Growth (YoY)
12.80%
Earnings Growth (YoY)
11.00%
Earnings Growth (Q)
7.80%
Balance sheet & cash flow 11 FIELDS
Total Revenue
70.91B
EBITDA
—
Total Cash
45.75B
Total Debt
59.09B
Cash / Share
$67.75
Revenue / Share
$103.45
Free Cash Flow
15.05B
Operating CF
18.47B
Debt / Equity
172.38
Current Ratio
1.55
Quick Ratio
1.54
Dividend 5 FIELDS
Fwd Dividend
3.8 (1.18%)
Dividend Yield
1.18%
Payout Ratio
21.48%
5Y Avg Yield
1.10%
Ex-Div Date
2026-07-02
Share statistics 7 FIELDS
Shares Out
675.31M
Float
522.22M
Shares Short
10.42M
% Short of Float
1.99%
Short Ratio
4.48
% Held Insiders
22.56%
% Held Institutions
64.64%
Calendar & events 5 FIELDS
Next Earnings
2026-10-23
Fiscal Year End
2025-12-31
Most Recent Qtr
2026-06-30
Last Split
10000:8753
Split Date
2005-10-03
Company 2 FIELDS
Industry
Credit Services
Employees
76,800